In a group, it is not easy to hold any one person accountable for a wrong decision. Individual decision-making saves time, money and energy as individuals usually make prompt and logical decisions, while group decision-making involves lot of time, money and energy.
Hope This Helps :)
it's actually a very difficult task, due to not many people can make 2 million dollars in 2 years. besides that, to the not-so-realistic ideas, you can create a business. it could be practically anything, but make it into a business that isn't that known yet, you get me? also, lets not forget about stock market. that's where all the good stuff happens. use investments at the beginning and begin to raise up your business or whatever you're going to do. as this is a very non-realistic idea, it's still worth the shot!
answer; to open a new transaction, the user should type the code/0 along with a new transaction code, when done with that the user should press enter to open the transaction; good luck;